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N Nowisthetimeforallgoodmentocome  ]  Nowisthetimeforallgoodmentocometotheaid   ofthecountry.Halfhastehelps,butwholehaste N! hinders.  ]" [Z  (X([Z 1  .0    Numbering1[Z ݌"(#(# Ќ  [Z  [Z 2  .0    Numbering2[Z ݌J#(#(# Ќ  [Z  [Z~ 3  .0    Numbering3[Z~ ݌ Y$(#(# Ќ  [Z  [ZD 4  .0    Numbering4[ZD _ ݌%(#(# Ќ  HelveticaBold  F' HelveticaItalic X( HelveticaUnderline )  HelveticaDoubleUnderline  * HelveticaOutline C+  HelveticaRedline  R,  HelveticaStrikeout  - p25<,(`~0Wq  `K#Ed!Wq Wq d! p Q (#Q (#(#(#Textnexttothegolfergraphic  1  (B$<Q (#Q (# *CodetodiscontinueFooterAShouldstillappearonPageOne,butnotPageTwo* ~ * &d d dd  dd  dd  dd  dd  dd  dd  dd  dd  dd  (#(#, dd , dd ,8dd ,8dd ,8dd ,8dd ,8dd ,dd ,dd ,dd +      * V  qq * * V  qq * 5 V  qq 5 D /)V   qq D D/)V   qq  D D/)V   qq D 5+)V   qq 5  V     V  dBorderEdges V  Cyan 0&   d 0  E    E    E    E    E    E    E   & r  &   r   E     a    a    a    a    a    a    a    a        a SplitCellAbove  O SplitCellAbove  O SplitCellAbove  O SplitCellAbove  O dWhiteCell .$Od .ShouldBe  k  ShouldBe  k  ShouldBe  k  ShouldBe  k    k  2Columns    5Columns    2Rows    3Rows   !   "  Helvetica l # (Courier#(핗# b+ $ )S Roman# )S#  % 10 X' F 20# Fi# N( %30#%# )  40# #  *  N 50#  Nt#  +  J 60#  J#  , *, 7d d dd  dd 8dd 88dd 88dd 88dd 88dd 8dd dd dd  &(#(#,dd ,dd ,dd ,dd +  $8888&.& $DoubleLineAround $i&2 /8888 $  i&2 0   i&2 1  **** i&2 2 ThickSingle $'!3**** $  '!4   '!5  '!6    j)3#7 (CodesChangingFontSizeandJustification) 7 (FollowingParagraphhasabulletlisting)  (FollowingTablehasFormulasandTypographicalSymbols) ~  BACKGROUND:  3  ThecostofsinglehealthinsurancecoverageisincreasinginFY2003;therefore,arecommendationismade  } toincreaseCarouselPointstocovertheincreasedcostofthelowestcostsinglecoverageHealthPlan. s < <  < "0    IAFFbargainingunitemployeeswillreceiveadditionalCarouselPointsinFY2003basedoncontract    provisions,whichincreaseCarouselPointsbytheincreasedcostofthelowestcostsinglecoverage  y  healthplanplus1,550points.< ݌o8 (#(# Ќ  <  <m""0    CWAbargainingunitemployeesreceive100%ofsinglecoverageor75%ofDualorFamilycoverageif .  selected.<m""݌ (#(# Ќ  <  <{#"0    ThePBAcontractisstillbeingnegotiated,buttheCityhasofferedthePBAbargainingunitthesameplan u  astheCWAcontract.<{##݌k4 (#(# Ќ  BasedonCommissiondirection,staffhaspreparedthefollowingtablewhichprovidesabasisforcalculating   CarouselBenefitPointsforeachemployeegroup.Thetypesofbenefitsandpercentagescanbechanged q  atthedirectionoftheCityCommissionandarepresentedfordiscussionpurposesonly.Thetotalpointsfor g0 eachgroupreflecta900pointincreaseoverFY2002amounts(exceptforElectedOfficials),whichis & equivalenttotheincreaseinhealthcarepremiumsforthelowestcostsinglecoverage.  *O Pdddd dd dd dd , 7(#(#,< dd ,dd ,dd ,dd ,dd +  < 'c,c, <<CAROUSELBENEFITPROGRAM X*C/h" <0    <XBenefit A*,!* AP/T A*,!"* AOM A*,!"* AEM A*,!"* AEO P';," <0  * <PPARTANonHealthBenefits: D'/!' D D'/!"' D D'/! "' D D'/!!"' D @6'"" <0 ' <@DentalCoverageN H>)# a@140a@H140 h^2)$" a@140 a@ a@140a@h140 h^2)%" a@140 a@ a@140a@h140 h^2)&" a@140 a@ a@140a@h140 QG8)'" a@140 <0 a@ <QPersonalOptionDays H>W ( @z@420@z@H420 h^2W )" @z@420 @z@ (@645(@h645 i_2W *" (@645 (@ @1020@i1,020 \R3W +" @1020 @ # \0 D:+W ," # <0  <DSupplementalInsurance H>N- b@150b@H150 h^2N." b@150 b@ r@300r@h300 h^2N/" r@300 r@  |@450 |@h450 h^2N0"  |@450  |@  |@450 |@h450 QG8N1"  |@450 <0  |@ <QDeferredCompensation H>|2 Py@405Py@H405 i_2|3" Py@405 Py@ 8@12308@i1,230 j`3|4" 8@1230 8@ :@2205:@j2,205 \R3|5" :@2205 :@ # \0 O':+|6" # <0  <ONonHealthBenefitsSubTotal e'P!73'  0l@e1,115 'sD8"  0 l@'  0@2,315 'sD9"  0 @'  0έ@3,815 'sD:"  0 έ@'  0p@590 n'YJ;"  0 <0 p@' <nPARTBHealthBenefitsFY2003: D'/!!<' D D'/!!="' D D'/!!>"' D D'/!!?"' D @6'!@" <0 ' <@HealthInsurance* I?="A @4835@I4,835 j`3="B" @4835 @ @4835@j4,835 j`3="C" @4835 @ @4835@j4,835 j`3="D" @4835 @ @4835@j4,835 ]'H9="E" @4835 <0 @ <]Total e'P!k#4F3'  0>@e5,950 'sDk#4G"  0 >@'  0@7,150 'sDk#4H"  0 @'  0@8,650 'sDk#4I"  0 @'  01@5,425ZPNk#4J"  0 <0 1@' Z  NBasedonLowestCostPlan75%ofFamilyCoverage %K   BasedonAverageSalaryofEachEmployeeGroup3days(EqualtoCWABenefit) %L   BasedonAverageAge(4549)P/T$50,000;OM$100,000;EM/EO$150,000 &c M _  (!O (CodeforDotLeaderRightJustifywithinlineoftext) o (Twoseparatecodestochangetabsetting) .~ MILESOFSTREETS""H(#. 142  ` X5` =hEp MxX`FIREPROTECTION0 NumberofStations#""J(#.BB+ (# (##6 * z  NumberofSwornFirefighters""H(#.++5132  9 /  POLICEPROTECTION0 / NumberofStations @ #""J(#../ (#/ (##1 g   0 / NumberofSwornOfficers @ #""H(#.4/ (#/ (##126 & v    (Codetoadjustlinespacingwithinmiddleparagraphalsoincludescommentastowhy) 1  (Codetonumberlinesthroughoutthreeparagraphswithinleftmargin)   HealthcareIndustryTrends n  % H =xf%dd=Nationwide,healthcareincreasescontinuetobewellintodoubledigits,withincreasesof18%to20%being  common.CityofLargohealthcarepremiumshavebeenrelativelylow;therefore,increaseshavebeenhigher [ thanaverageastheCity'spremiumshaveincreasedtoaveragelevels.Mosthealthplansaroundthecountry j haveimplementedcostsavingstechniquessuchasraisingcopaysandimplementingPharmacyBenefit ) Managersinordertobettercontrolcosts.  G~~Innovativehealthcareplanoptions,suchasconsumerdirectedplans,arebeingconsideredbymany  employers,buthavenotbeenwidelyimplemented.Consumerdirectedplansactsimilartodefined 4% contributionretirementplans,whereemployeesareprovidedcertainfundsforhealthcarecosts,abovewhich RC! employeesbecomesubjecttooutofpocketpayments. pa# CThesetypeplansincludecatastrophichealthcarecoverageforallmembers;however,theseplansreward M>& employeeswhodonotutilizehealthcareservicesbyshiftingmorecoststoemployeeswhoutilizehealthcare  ' services,whichcancreateafinancialburdenforcertainemployees. ( =xf&%d%d=